Freddie Mac's CreditSmart Corriculum is a complementary curriculum to help consumers understand, build and maintain better credit.

Money, debt, credit. These can be tough subjects to talk about. Is the topic of money considered "off limits" at your dinner table? When you're worried about not having enough money, wouldn't it be great if you could just talk about it? Bringing your financial problems out into the open gets you one step closer to fixing them.

Credit Bureau: Also known as a credit reporting agency, a company that gathers information on consumers who use credit and sells that information in the form of a credit report to credit lenders.

The 3 credit bureaus are:

Equifax
PO Box 105496
Atlanta, GA 30348-5496
Phone: (800) 685-1111

Experian
PO Box 9600
Allen, TX 75013
Phone: (800) 311-4769
www.experian.com/consumer/

Trans Union LLC
Consumer Disclosure Center PO Box 1000
Chester, PA 19022
Phone: (800) 888-4213
www.transunion.com

The temptation to spend and borrow money is everywhere. Most people who use credit don't always have a clear idea of how it works or how getting in too much debt can lead to serious financial problems. The more you know about credit, the more opportunity you have to safeguard your hard-earned money and achieve financial stability.

Click here to select the courses that interest you!