Freddie Mac's CreditSmart Corriculum is a complementary curriculum to help consumers understand, build and maintain better credit.

Have you ever wondered how a lender makes decisions?
Who qualifies for credit, and why?

After you apply for credit, all you can do is wait and wonder. But what if you could get inside the lender's head? That might make the waiting easier.

In this section, you'll learn...

1. How to think like a lender

2. How credit evaluation works - from the lender's perspective

3. About the "three C's" of creditworthiness: capacity, collateral and credit

4. The meaning of credit risk and credit scoring

Click here to select the courses that interest you!