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AEL Members Our Loan Program
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Home Loan & Refinance Discounts


The MD Real Estate Team offers AEL members options when it is time to refinance your existing home loan or purchase your new home. We have a choice of lenders ready to serve your refinancing or new home loan needs. All of which will save you money with your transaction.

Each lender offers a unique savings plan. Click on the links below to learn more about your options and talk with one of our agents to see which program would best serve your needs.

Coldwell Banker Home Loans

Coldwell Banker Mortgage: is offering No Lender Fees: No application fee. No appraisal fee. No underwriting fee. No processing fee. No credit report fee. Also their VIP Processing will get your loan process moving quicker! Learn More

First Home Mortgage

First Home Mortgage: offers members a 3/4 point (.75) rebate on your loan. This rebate can be used to lessen your up front cash or use it to buy down your rate, saving you potentially thousands over the life of a mortgage. Learn More